Xapo

From the developer

Xapo Bank [Xapo Holdings Limited], Gibraltar

Offering a competitive annual interest rate of 2% on USD deposits, Xapo Bank is all about financial security.

EARN UP TO 2% ANNUAL INTEREST
We offer one of the highest interest rates globally – 2% annual interest on USD holdings and 1% interest on Bitcoin holdings, all without a lock up period requirement. We empower you to safely grow your wealth, not only for today, but for the financial future you desire.

ACCESS TO US DOLLAR and BITCOIN
Xapo Bank bridges the gap between crypto and traditional banking services. Offering secure, seamless access to US Dollar and Bitcoin, the Xapo Bank app is your gateway to economic freedom. Manage your finances; send and receive global payments; buy, manage and hold Bitcoin.

DEBIT CARD WITH UP TO 1.1% CASHBACK
The Xapo debit card gives you the freedom to make payments and withdraw funds globally. Enjoy an easy and exceptional experience, and earn up to 1.1% cashback on card transactions. Protected with multiple levels of authentication and transaction alerts.

TRUSTWORTHY WEALTH PROTECTION
Your fiat deposits with Xapo Bank are protected up to the US dollar equivalent of €100,000 by the Gibraltar Deposit Guarantee Scheme. Xapo also holds one of the largest Bitcoin reserves in the world and liquid assets, all of which provide an additional layer of protection to our members.

Our headquarters are in Gibraltar, one of the most trusted financial jurisdictions in the world, and we render our services through two fully regulated entities: Xapo Bank and Xapo VASP.

Xapo Bank Limited is a company registered and incorporated in Gibraltar with company No. 111928. It is regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘credit institution’ under Permission No. 23171.

Xapo VASP Limited is a company registered and incorporated in Gibraltar with company No. 118088. It is regulated by the Gibraltar Financial Services Commission under the Financial Services (Distributed Ledger Technology Providers) Regulations 2020 with permission to provide distributed ledger technology services as a DLT Provider under Permission Licence No. FSC1359B.